300% up to £10,000 + 200 Free Spins
CaratLuck
Verdict · 8.9/10 Poolside report · November 2026

Editorial verdict

CaratLuck Casino

Cut like a gem, timed like a stopwatch: our scorecard on the sunset-lagoon lobby, its licence and its cashier.

  • Instant deposits, crypto payouts under 1h
  • Anjouan-licensed operator
  • 24/7 live chat support

18+ · T&Cs apply · 300% up to £10,000 + 200 Free Spins · 35x wagering · Read our full verdict below

Guest relaxing by a sunset infinity pool beside a giant ruby-and-emerald four-leaf clover

Our score

8.9/10

The Gem Lagoon Desk · Verified

See the breakdown →

Featured providers

Powered by the studios you play

The lobby draws on 90+ studios; these twelve supply a large share of the titles British players open first.

Today's lobby

Three shelves, freshly polished

Each row scrolls on its own: this week's hottest titles, the slots spun most from British accounts, and the tables hosted by live dealers.

Browse the slot floor →

Operator scorecard

Our verdict on CaratLuck Casino

Game library9.3
Bonuses & promos9.0
Payments & speed9.1
Customer support8.8
Mobile experience8.9
Security & licensing8.2

Our score

8.9

/10

★★★★★★

The Gem Lagoon Desk · Updated November 2026

Visit the casino

Operator-published scorecard. Reviewed monthly. See terms before depositing. Security & licensing scores lowest because the licence is offshore, not UKGC.

Operator scorecard

What's good, what's not

What we like

  • 6,000+ games, including 5,200+ slots and 350+ live tables from 90+ studios
  • Crypto withdrawals land in under an hour after approval; e-wallets within 24 hours
  • Quick, uncluttered lobby that runs in any mobile browser with the full cashier
  • Lagoon Friday Reload every week: 50% up to £500 + 50 Free Spins
  • Welcome offer of 300% up to £10,000 + 200 Free Spins on the first deposit

Could be better

  • –Offshore Anjouan licence: no UKGC protections, no GAMSTOP, no IBAS dispute route
  • –35x bonus wagering is heavy; factor it in before you commit
  • –Card payouts take 1–3 days and bank transfers 3–5 days; no native app
Check the licence proof →

Compare operators

CaratLuck vs the alternatives

Direct head-to-head: welcome bonus, our verdict score, and average payout speed.

#OperatorVerdictWelcome bonusPayoutAction
01CaratLuckOur pick8.9 /10300% up to £10,000 + 200 FSUnder 1hVisit
02A rival UK-facing offshore casino8.4 /10200% up to £2,000Up to 24h—
03Brand Q — a crypto-first lobby8.1 /10150% up to £1,500 + 100 FSUp to 24h—
04A well-known sportsbook-led brand7.9 /10100% up to £5001–3 days—

Scores are our operator-published assessment of library breadth, payout reliability, support and licensing posture. Bonus values are current as of November 2026; competitor names are anonymised.

Licence proof · checked 11 November 2026

Licence check: what the registers show

We don't take a footer badge on trust. We searched both public registers ourselves and kept screenshots, so you can see the evidence and re-run the same searches in a minute.

Licensed in Anjouan

Anjouan Gaming · public licence register

Valid
Anjouan Gaming licence register searched for caratluck: Win Top Ltd, status Valid, licence ALSI-202509029-FI1, B2C, issued 2025-09-16, expires 2027-09-15
Screenshot: register searched for the brand name → 1 of 1,289 licences, 11 Nov 2026.
Licence holderWin Top Ltd
Licence numberALSI-202509029-FI1
TypeB2C internet gaming
StatusValid
Issued16 September 2025
Expires15 September 2027
Domain on licencecaratluck.com (one of 41 listed)
×

Not licensed by the UKGC

Gambling Commission · business register

No results
UK Gambling Commission business register search for caratluck returning No results
Screenshot: UKGC business register searched for the brand name → No results, 11 Nov 2026.
Search: brand nameNo results
Search: casino domainNo results
Search: Win Top LtdNo results
UKGC account numberNone
GAMSTOPNot covered — non-GamStop

GAMSTOP membership is a licence condition for UKGC operators only, so a GAMSTOP self-exclusion does not block this casino. UK protections — the 10x wagering cap, slot stake limits and IBAS dispute resolution — do not apply. If you have self-excluded, please respect it and do not play; Gamban and your bank's gambling block cover offshore sites too.

Payment speed matrix

How fast are payouts?

MethodDepositWithdrawalFee
VisaCardInstant1–3 daysFree
MastercardCardInstant1–3 daysFree
SkrillE-walletInstantUp to 24hFree
NetellerE-walletInstantUp to 24hFree
MiFinityMiFinityE-walletInstantUp to 24hFree
RevolutE-walletInstantUp to 24hFree
BitcoinCryptoInstantUnder 1hNetwork fee only
EthereumCryptoInstantUnder 1hNetwork fee only
Tether (USDT)CryptoInstantUnder 1hNetwork fee only
BankBank transferBankUp to 24h3–5 daysFree

Withdrawal times run from approval, which takes up to 24 hours. Minimum deposit and withdrawal £20; limits £5,000 a day, £15,000 a week and £40,000 a month. paysafecard is accepted for deposits only.

Make instant deposit

Loyalty programme

Climb the VIP ladder

Five gem tiers with compounding cashback paid weekly as cash, and a 90-day tier hold so a quiet month never knocks you back down.

  1. Tier 01

    Quartz

    From £0 in stakes

    3%cashback

    Birthday bonus

  2. Tier 02

    Topaz

    £1,000 / month in stakes

    5%cashback

    Priority withdrawals

  3. Tier 03

    Emerald

    £5,000 / month in stakes

    8%cashback

    Bespoke reload offers

  4. Tier 04

    Ruby

    £15,000 / month in stakes

    12%cashback

    Personal account manager

  5. Tier 05

    Diamond

    £50,000 / month in stakes

    15%cashback

    Same-day withdrawals up to £25,000 + invitations

Start climbing today

Tiers are based on monthly stakes. VIP rewards are subject to affordability and source-of-funds checks. 18+.

Three guests lounging by a sunset resort pool with a jewelled four-leaf clover

Come on board and conquer the slots!

Ten currencies, one wallet

GBP, EUR, USD, CAD and NZD plus five cryptocurrencies, shared by casino, live and sport.

Every gem accounted for

Each deposit, bet, bonus and withdrawal is itemised in your account history.

Payouts before the ice melts

Crypto withdrawals land in under an hour after approval; e-wallets within 24 hours.

Locked like a jewel vault

TLS 1.3 encryption, optional two-factor login and PCI-DSS card processing.

Step Inside

This is an online casino, live casino and sportsbook that launched in 2026 and runs everything from one account and one wallet. The lobby lists more than 6,000 games from 90+ studios, including 5,200+ slots and 350+ live dealer tables, and the same balance covers a sportsbook with 40+ sports.

New players can take 300% up to £10,000 + 200 Free Spins on the first deposit, with a £20 minimum and wagering of 35x the bonus amount. Every term, the Friday reload and the sports alternative are set out in CaratLuck Bonuses, and we work through the maths further down this page.

Claim 300% up to £10,000 + 200 Free Spins at the welcome offer. New players only. 18+. T&Cs apply.

Treat this page as the front door. The short version lives in the brand facts table. If the games matter most, start with the game selection overview or the live casino experience; if you expect to play regularly, the VIP experience section explains what each gem tier returns. Before any deposit, read the licence check: the operator holds an offshore licence, not a UK one. Each vertical then has its own guide: CaratLuck Slots, CaratLuck Live Casino, CaratLuck Sports Betting and CaratLuck Payments.

Brand Facts

The core numbers in one place, so you can set the operator against anything else on your shortlist.

FactDetail
Casino nameCaratLuck
Brand verticalOnline casino, live casino and sportsbook on one account, launched 2026
Welcome offer300% up to £10,000 + 200 Free Spins, min deposit £20, 35x bonus wagering
Catalogue size6,000+ games, including 5,200+ slots
Live dealer studios350+ tables from Evolution, Pragmatic Play Live, Ezugi and Playtech Live
Game providers90+ studios, including Pragmatic Play, Hacksaw Gaming, Play’n GO, Nolimit City and NetEnt
Sportsbook coverage40+ sports, pre-match and in-play, cash out and bet builder
Wallet modelOne wallet shared by casino, live casino and sportsbook
Supported fiatGBP, EUR, USD, CAD, NZD
Supported cryptoBTC, ETH, LTC, USDT, USDC
Average withdrawal timeCrypto under 1 hour, e-wallets up to 24 hours, cards 1–3 days, bank transfer 3–5 days
KYC requirementID and proof of address before the first withdrawal, usually 24–48 hours
Customer support24/7 live chat (first reply under 2 minutes) and email (within 12 hours)
LicenceAnjouan ALSI-202509029-FI1, held by Win Top Ltd; not UKGC
Responsible gamblingDeposit and loss limits, session reminders, time-out, self-exclusion of 6 months to 5 years

See also the welcome bonus maths, the currency and banking notes and the security section.

Why CaratLuck

Three things separate this lobby from the average offshore launch: the depth of the catalogue, the speed of the cashier and the fact that casino, live tables and sport all share a single balance. None of them offsets the offshore licence, covered below.

A catalogue that grows without getting thinner

The 5,200+ slots come from recognisable studios such as Pragmatic Play, Hacksaw Gaming, Play’n GO, Nolimit City and Push Gaming, alongside smaller houses like Gamzix, Platipus and Mascot Gaming. Average slot RTP sits around 96.1%, but check each info panel, as studios ship several RTP versions.

Fast withdrawals as the operational target

The cashier is built around speed. Crypto payouts in Bitcoin, Ethereum, Litecoin, USDT and USDC typically land in under an hour once approved, and Skrill, Neteller, MiFinity and Revolut clear within 24 hours. Approval itself takes up to 24 hours, and the first withdrawal waits on KYC, so verifying early is the simplest way to get the advertised speeds.

Casino, live tables and sport on one balance

A single wallet means a deposit can fund a slot session, a blackjack table and an in-play football bet without any transfers. Limits and loyalty progress sit on the same account, so your spending stays visible in one place.

The 300% / £10,000 / 200 Free Spins Welcome Bonus

The welcome offer matches your first deposit at 300%, up to a maximum bonus of £10,000, once you deposit £20 or more and opt in at the deposit step. The bonus sits alongside your cash, and wagering is calculated on the bonus amount only: 35x, completed within 30 days. On a £150 bonus that means £5,250 in qualifying bets.

  • Deposit £50: £150 bonus, £200 balance.
  • Deposit £500: £1,500 bonus, £2,000 balance.
  • Deposit £2,000: £6,000 bonus, £8,000 balance.
  • Deposit £3,334 or more: the bonus hits the £10,000 cap, giving a £13,334 balance.

The 200 free spins are played on Big Bass Splash at £0.10 each and arrive as 20 per day for 10 days. Winnings from the spins carry their own 35x wagering, and the maximum you can win from them is £100.

  • Opt-in: tick the offer at the deposit step; it cannot be added afterwards.
  • Wagering: 35x the bonus amount within 30 days.
  • Contribution: slots count 100%, live casino and table games 10%, and bonus buy features are excluded while wagering.
  • Maximum bet: £5 per spin or round until wagering is complete.

UK-licensed sites cap wagering at 10x, and that cap does not apply here, so weigh 35x carefully against your budget. Reloads, cashback and the sports alternative are covered in the full bonus breakdown.

Game Selection

The lobby splits into four broad areas, each with its own pace and its own place in the bonus rules.

Slots

More than 5,200 slots cover classic fruit machines, Megaways, Hold and Win, cluster pays and bonus buy titles from Pragmatic Play, NetEnt, Betsoft, Novomatic, Evoplay and BGaming, among others. Studio-by-studio picks and RTP notes are in the slot floor guide.

Live Casino Experience

The 350+ live tables run on Evolution, Pragmatic Play Live, Ezugi and Playtech Live, covering blackjack, roulette, baccarat and game shows. Live games contribute only 10% towards wagering, which matters if you are playing through the welcome bonus. Table types and limits are covered in the live dealer guide.

Sports Betting

The sportsbook covers 40+ sports: Premier League, EFL and Champions League football, horse racing, tennis, cricket, darts, snooker, golf, rugby, F1, boxing and MMA, plus esports such as CS2, Dota 2 and LoL. New bettors can choose 100% up to £500 in free bets instead of the casino package. Markets and rules are in the sportsbook guide.

Crash, Mystery Books and Jackpots

Away from the reels, there are crash games led by Spribe’s Aviator, Plinko-style instant games and book-themed slots with mystery symbols. Jackpot titles range from fixed top prizes to networked pools, and weekly slot races share a £25,000 prize pool. Set a session limit first: these formats are fast.

VIP Experience

The loyalty scheme has five gem-named tiers, from Quartz to Diamond, based on monthly stakes. Weekly cashback runs from 3% at Quartz to 15% at Diamond and is paid as cash with no wagering attached. Once reached, a tier is held for 90 days.

What the VIP tiers unlock

  • Cashback: 3%, 5%, 8%, 12% and 15% across the five tiers, paid weekly as cash.
  • Faster withdrawal SLAs: priority withdrawals from Topaz, and same-day withdrawals up to £25,000 at Diamond.
  • Bespoke reloads: tailored reload offers from the Emerald tier, at £5,000 a month in stakes.
  • Tournament invitations: event invitations at Diamond on top of the weekly slot races.
  • Account manager: a personal account manager from the Ruby tier, at £15,000 a month.
  • Birthday bonus: a birthday reward from the entry Quartz tier upwards.

Ruby and Diamond also lift the standard limits of £5,000 a day, £15,000 a week and £40,000 a month, the most practical gain for high-volume players.

Higher tiers require large monthly stakes, and VIP status is subject to affordability and source-of-funds checks.

Currency and Banking

Accounts can run in five fiat currencies (GBP, EUR, USD, CAD, NZD) or five cryptocurrencies (BTC, ETH, LTC, USDT, USDC). UK players should pick GBP at registration to avoid conversion costs on every deposit and payout. The minimum deposit and minimum withdrawal are both £20, and the casino charges no fees of its own, although crypto network fees still apply.

Deposits by Visa, Mastercard, Skrill, Neteller, MiFinity, Revolut and paysafecard are instant, with paysafecard limited to deposits. Bank transfers take up to 24 hours in and 3–5 days out, cards pay out in 1–3 days, e-wallets within 24 hours and crypto in under an hour after approval. Method-by-method limits and timings are in our payments guide.

Security and Account Protection

The site runs on TLS 1.3 encryption and offers optional two-factor authentication. Identity checks (photo ID and proof of address) are required before the first withdrawal and usually clear within 24–48 hours.

Responsible gambling tools sit in the account settings: deposit limits, loss limits, session reminders, time-out and self-exclusion from 6 months to 5 years. Outside the casino, BeGambleAware, the National Gambling Helpline on 0808 8020 133 (free, 24/7), Gamban device blocking and the gambling blocks in UK banking apps all work independently of the operator.

On licensing, the facts are simple. The operator, Win Top Ltd, holds Anjouan licence ALSI-202509029-FI1, which is not a UK Gambling Commission licence. The site is not on GAMSTOP, so UK protections such as the 10x wagering cap, slot stake limits and IBAS disputes do not apply. If you have self-excluded through GAMSTOP, do not play here. The register searches are set out in our register check above.

Customer Support

Help runs through 24/7 live chat, with an average first reply under two minutes, and email tickets answered within 12 hours, all in English. Disputes go to the operator first and then to the Anjouan regulator’s complaint route, since no UK ADR service covers this site.

Mobile Experience

There is no native app; the casino runs in the mobile browser on iOS and Android, and you can add a home-screen shortcut for one-tap access. The lobby, cashier, sportsbook and account tools are the same as on desktop.

Getting Started at CaratLuck Casino

  1. Register: enter your details, choose GBP as the account currency and switch on two-factor authentication.
  2. Verify identity: upload photo ID and proof of address so the first withdrawal is not held up.
  3. Deposit: fund the account with £20 or more using a card, e-wallet, bank transfer or crypto, and set a deposit limit at the same time.
  4. Claim 300% up to £10,000 + 200 Free Spins: tick the offer at the deposit step, or choose the sports free bets instead.
  5. Play: pick slots, live tables or sport, keep the £5 maximum bet in mind while wagering and collect your 20 daily spins.

Ready to start? Claim the bonus at the welcome offer. New players only. 18+. T&Cs apply.

Where to Go Next

In-page sections:

Deeper dives:

Gambling should stay entertainment, not a way to make money. Set a budget before you play, use the deposit limits, and if it stops being fun, contact BeGambleAware or call the National Gambling Helpline on 0808 8020 133. Players who have self-excluded should not use this site.

Questions & answers

Frequently Asked Questions

What is CaratLuck?

It is an online casino, live casino and sportsbook launched in 2026, run from one account and one wallet. The lobby lists more than 6,000 games from 90+ studios, including 5,200+ slots and 350+ live dealer tables, alongside a sportsbook covering 40+ sports with in-play markets, cash out and a bet builder.

Is CaratLuck Casino licensed by the UK Gambling Commission?

No. The operator, Win Top Ltd, holds Anjouan licence ALSI-202509029-FI1, valid until 15 September 2027. On 11 November 2026 we searched the UKGC public register for the brand, its domain and Win Top Ltd, and all three returned no results. An Anjouan licence is not UK authorisation, and UK dispute services such as IBAS do not apply.

Is CaratLuck on GAMSTOP?

No. GAMSTOP membership is a condition of UKGC licences only, so this non-GamStop site is not covered and a GAMSTOP self-exclusion will not block it. If you have self-excluded, please respect that decision and do not play. Gamban device blocking and the gambling block in your banking app add further protection, and 0808 8020 133 offers free help.

Can UK players sign up, and what protections apply?

The site accepts UK players and offers GBP accounts, but it is offshore, so UKGC protections do not apply: no 10x wagering cap, no £5 or £2 slot stake limits and no approved ADR service. Complaints go to the operator first, then to the Anjouan regulator. Use the in-account deposit limits, loss limits and time-out tools from day one.

What is the welcome bonus?

New players get 300% up to £10,000 + 200 Free Spins on the first deposit, with a £20 minimum and an opt-in at the deposit step. A £50 deposit becomes a £200 balance, and deposits of £3,334 or more reach the £10,000 cap. The spins are on Big Bass Splash, 20 a day for 10 days.

How does the wagering work?

Wagering is 35x the bonus amount, completed within 30 days, so a £150 bonus needs £5,250 in qualifying bets. The maximum bet is £5 per spin or round while wagering. Slots count 100%, live and table games 10%, and bonus buy features are excluded. Free-spin winnings carry 35x wagering and are capped at £100.

How fast are withdrawals?

After approval, which takes up to 24 hours, crypto payouts usually arrive in under an hour, while Skrill, Neteller, MiFinity and Revolut clear within 24 hours. Cards take 1–3 days and bank transfers 3–5 days. The first withdrawal needs ID and proof of address, usually checked within 24–48 hours, and the minimum withdrawal is £20.

Which game providers are in the lobby?

More than 90 studios supply the catalogue, including Pragmatic Play, Hacksaw Gaming, Play'n GO, Nolimit City, NetEnt, Betsoft, Push Gaming and BGaming. Spribe provides Aviator for the crash section, and the live tables come from Evolution, Pragmatic Play Live, Ezugi and Playtech Live. Average slot RTP is about 96.1%, so check each info panel.

Is there a sportsbook and a sports welcome offer?

Yes. The sportsbook covers 40+ sports, from Premier League football and horse racing to darts, snooker, F1 and esports, with pre-match and in-play markets, cash out and a bet builder. Instead of the casino package, new bettors can choose 100% up to £500 in free bets, with minimum odds of 1.80 and an 8x rollover.

Is there a mobile app?

There is no native app. The site runs in the mobile browser on iOS and Android, and you can add a home-screen shortcut for quick access. The lobby, cashier, sportsbook, live tables and responsible gambling tools are the same as on desktop, and limits set on one device apply to the whole account.

How do the VIP tiers and payment methods work?

Five gem tiers, from Quartz to Diamond, pay weekly cashback of 3% to 15% as cash, with perks such as priority withdrawals and an account manager. VIP is subject to affordability checks. The cashier takes Visa, Mastercard, Skrill, Neteller, MiFinity, Revolut, paysafecard, bank transfer and five cryptocurrencies, across GBP, EUR, USD, CAD and NZD.